Cancer Insurance
Cancer Insurance is provided through Allstate Workplace Division. You have two
plan options and two levels of coverage to choose from, depending on how much
coverage you need. In addition to cancer, this insurance pays benefits for 29
other specified diseases such as Muscular Dystrophy, Multiple Sclerosis,
Tuberculosis, and Sickle Cell Anemia. A complete list of the covered
diseases is located in the
certificate of coverage.
Important:
If you enroll in this plan the first time it is offered to you (as a new
employee), you may elect coverage on a guaranteed basis without providing
Evidence of Insurability (EOI). However if you have had a diagnosis of cancer within
the past twelve months, the plan will not pay claims for the first twelve months during
which it is in effect.
Coverage - Low Option and High Option, and Monthly Cost
Though the coverage offers the same type of benefits and/or services, the amount
of coverage differs in the High Option, in most cases. The benefits under the High
Option are richer as compared to the Low Option. Please refer to Schedule of
Benefits for more details:
The monthly premium you pay for cancer coverage is based on the plan you choose
and whether you choose to cover yourself or yourself and your family:
American Heritage Life Insurance Company (Allstate Workplace Division) Toll free Number:
1-800-521-3535.
For
more information about the Cancer Insurance, please see the
NCFlex website,
or email or call Lisa Honeycutt at 232-5114.
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