Voluntary Accidental Death and
Dismemberment
The
Voluntary Accidental Death and Dismemberment (AD&D) insurance pays a benefit
if you suffer a loss as the result of a covered accident while you are insured
under the plan. It also pays a benefit if you suffer certain disabling injuries
while covered. The coverage is effective 24 hours a day, 365 days a year. It
includes accidents on or off the job, while traveling by car, plane, train,
boat, or any other public or private form of transportation. The coverage is in
addition to any other coverage you have under any other insurance policy.
If
you or your spouse are both eligible as state or university employees to elect
this coverage, you both may elect to participate as employees, but only one may
enroll for employee and family coverage. The spouse who elects employee and
family coverage will not have coverage for his/her spouse, only children. An
employee may not be covered as both an employee and a dependent.
Monthly
cost and details of coverage can be found at the
NCFlex
Program Online Brochure.
UnumProvident
Toll Free Number:
1-800-257-0930
For
more information about the Voluntary Accident Death & Dismemberment
Insurance, please see the
NCFlex website,
or email or call Lisa Honeycutt at 232-5114.
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