The Voluntary Accidental Death and Dismemberment (AD&D) insurance pays a benefit if you suffer a loss as the result of a covered accident while you are insured under the plan. It also pays a benefit if you suffer certain disabling injuries while covered. The coverage is effective 24 hours a day, 365 days a year. It includes accidents on or off the job, while traveling by car, plane, train, boat, or any other public or private form of transportation. The coverage is in addition to any other coverage you have under any other insurance policy. 

If you or your spouse are both eligible as state or university employees to elect this coverage, you both may elect to participate as employees, but only one may enroll for employee and family coverage. The spouse who elects employee and family coverage will not have coverage for his/her spouse, only children. An employee may not be covered as both an employee and a dependent. 

Monthly cost and details of coverage can be found at the NCFlex Program Online Brochure. 

A. C. Newman & Company Toll Free Number: 1-800-257-0930

For more information, please read this page:Voluntary Accident Death & Dismemberment Insurance, or email or call Amy Owenby at 350-2357.

Back to the top

Comments to: Lisa Honeycutt